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Wednesday, March 19, 2008. With the Fed rate cuts, why are we seeing higher mortgage rates? With the recent Fed action to cut rates again, we could be sure to see a drop in mortgage rates, right? Wrong In reality, 30 year fixed rates are higher than they have been in a while. Thursday, December 27, 2007. Both discount points and origination points. The interest paid from the date the loan closes to the end of the month.

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